Ripple
XRP Institutional Adoption: Banks, Funds, and Enterprises in 2026
XRP institutional adoption has accelerated since the Ripple vs SEC settlement. Here’s a comprehensive look at which banks, funds, and enterprises are using XRP in 2026.
Technology
XRPL Hooks: The Smart Contract Layer Coming to the XRP Ledger
XRPL Hooks are lightweight smart contracts that execute directly on the XRP Ledger, enabling programmable payments, automated DeFi logic, and custom transaction processing.
DeFi
XRP Lending: How to Earn Interest on Your XRP in 2026
XRP holders can earn 2–8% annual yield through exchange lending programs, XRPL DeFi liquidity pools, and institutional lending desks. Here’s how each option works.
Ripple
Ripple and CBDCs: Which Central Banks Are Using Ripple’s Technology?
Ripple’s CBDC platform is built on the XRP Ledger and has been adopted by multiple central banks. Here’s the full list of partnerships and how the technology works.
Technology
XRP Escrow Explained: How Ripple’s Locked XRP Works
Ripple locked 55 billion XRP in cryptographic escrow in 2017, releasing up to 1 billion XRP per month. Here’s how the mechanism works and what it means for XRP’s price.
Wallets
Best XRP Mobile Wallets in 2026: Xaman, Trust Wallet & More
The best XRP mobile wallet in 2026 is Xaman (formerly XUMM) for XRPL power users, followed by Trust Wallet and Exodus for multi-chain convenience. Here’s the full comparison.
Payments
XRP for Remittances: How It Works and Why It’s Faster Than Banks
XRP settles cross-border payments in seconds for fractions of a cent, making it a powerful tool for international remittances. Here’s how it works and where it’s being used.
DeFi
XRPL Automated Market Maker (AMM): Full Guide to Liquidity on the XRP Ledger
The XRPL AMM launched in 2024 as a native automated market maker built into the XRP Ledger protocol. Here’s how it works and how to earn yield as a liquidity provider.
Ripple
Ripple On-Demand Liquidity (ODL): How It Works and Who Uses It
Ripple’s ODL product uses XRP as a bridge currency to settle cross-border payments instantly without pre-funded accounts. Here’s how it works and who’s using it.